Oregon Resources — Money on the table
The rebates you can actually claim in 2026
Heat pumps, water heaters, furnaces, and thermostats — every current program for the Tualatin Valley & Portland metro homeowners, with the expired ones flagged honestly. Verified July 4, 2026.
In brief
The rebates a the Tualatin Valley & Portland metro homeowner can actually claim right now — Energy Trust of Oregon heat pump incentives ($1,000 standard, $3,000 income-qualified or rental), Oregon Department of Energy programs, Forest Grove Light & Power instant rebates, and NW Natural offers — with honest status flags for what's waitlisted or gone, including the federal 25C/25D tax credits that ended for installs after December 31, 2025. Best Owner Direct HVAC & Electrical checks eligibility and files the paperwork on every qualifying install (CCB# 199049).
First, the correction most 2026 buyers need
The federal 25C and 25D tax credits — the "up to $2,000 heat pump tax credit" still quoted all over the internet — ended for equipment placed in service after December 31, 2025. What's real in 2026 is the utility and state layer below: Energy Trust of Oregon cash incentives (including a manufactured-home heat pump promotion worth up to $4,000), Forest Grove Light & Power rebates we apply instantly on your invoice, NW Natural offers, and Oregon Department of Energy programs where funding remains. Amounts change and funds run out — every figure here was verified July 4, 2026, and we re-confirm eligibility on the day we quote.
Heat pumps & mini-splits
The deepest stack in Oregon right now. Energy Trust of Oregon pays cash incentives through enrolled trade-ally contractors, and two Oregon Department of Energy programs can layer on top when funding allows.
Ducted heat pump
Energy Trust of Oregon
Who qualifies: Home served by PGE or Pacific Power; replaces an electric forced-air furnace as the primary heat.
Worth knowing: HSPF2 7.5 or greater; no gas backup on the system. The $3,000 tier is Savings Within Reach (income-qualified), rentals, and attached homes — instant, through an enrolled trade ally.
Source: Energy Trust 2026 Oregon Residential Incentive Information Sheet (PI 320I)
Ductless mini-split
Energy Trust of Oregon
Who qualifies: PGE or Pacific Power customers replacing electric resistance heat (baseboard/wall heaters) in the main living space.
Worth knowing: HSPF2 8.10 or greater; the largest indoor head must serve the main living space. One incentive per residence.
Source: Energy Trust 2026 Oregon Residential Incentive Information Sheet (PI 320I)
Extended-capacity (cold-climate) ducted heat pump
Energy Trust of Oregon
Who qualifies: PGE or Pacific Power customers; central ducted system, no gas backup.
Worth knowing: Must meet CEE Tier 1 Path A cold-climate criteria with auxiliary-heat lockout controls — the tier we recommend for ice-storm resilience.
Source: Energy Trust 2026 Oregon Residential Incentive Information Sheet (PI 320I)
Oregon Heat Pump Purchase Program (HP3)
Oregon Dept. of Energy
Who qualifies: Installed by an ODOE-approved contractor; heat pump meets HSPF2 8.1+ / SEER2 16+. Stacks with Energy Trust incentives.
Worth knowing: Owner-occupied funding is fully reserved as of mid-2026 (waitlist). Rental-property and new-construction funding remained open — worth asking about on rentals.
Source: Oregon Department of Energy — Heat Pump Purchase Program
Manufactured Home Heat Pump Promotion
Energy Trust of Oregon
Who qualifies: Manufactured homes in PGE or Pacific Power territory replacing electric heat with a qualifying ducted heat pump, installed by an Energy Trust Trade Ally (that's us).
Worth knowing: A promotion, not a permanent incentive — funding and equipment requirements change, so we confirm the current terms for your home when we quote.
Source: Energy Trust of Oregon — Manufactured Home Heat Pump Promotion
Forest Grove Light & Power residential rebates — instant
Forest Grove Light & Power
Who qualifies: Homes served by Forest Grove Light & Power (not PGE) installing a qualifying heat pump or heat pump water heater.
Worth knowing: Best Owner Direct is set up to apply FGL&P rebates instantly at the point of sale, so there is no paperwork or waiting on a check. Energy Trust's electric incentives do not apply in FGL&P territory — this program is the one that does.
Water heating
Heat pump water heaters carry instant midstream discounts (no application to file), and gas tankless units still earn a fixed Energy Trust incentive.
Heat pump water heater — instant discount
Energy Trust of Oregon
Who qualifies: PGE or Pacific Power customers; qualifying models purchased through participating distributors (contractor install) or retailers (in-store DIY).
Worth knowing: The discount is applied to the invoice up front — no rebate paperwork. Amounts vary by model tier and channel; Energy Trust's residential sheet lists retail discounts up to $700, while its current retrofit update lists up to $1,200 through participating distributors. We confirm the live figure on your model when we quote.
Source: Energy Trust — Home Retrofit incentive updates (heat pump water heaters)
Gas tankless water heater
Energy Trust of Oregon
Who qualifies: NW Natural (or Cascade/Avista) gas customers replacing an existing gas storage-tank water heater.
Worth knowing: ENERGY STAR-qualified model on Energy Trust's list; existing ½" or ¾" gas line must support it. CO monitor required on every floor with a bedroom.
Source: Energy Trust 2026 Oregon Residential Incentive Information Sheet (PI 320I)
Gas heating, cooling & thermostats
High-efficiency gas equipment still earns real money — especially for income-qualified households, rentals, and first-time gas conversions.
High-efficiency gas furnace (95%+ AFUE)
Energy Trust of Oregon
Who qualifies: NW Natural (or Cascade/Avista) customers — Savings Within Reach income-qualified households, rental properties, and attached homes.
Worth knowing: Must be the home's primary heat source; hybrid furnace-as-heat-pump-backup setups don't qualify. CO monitor required on every floor with a bedroom.
Electric-or-oil to gas conversion offer
NW Natural + Energy Trust
Who qualifies: Homes bringing natural gas service in for the first time and converting to a high-efficiency gas furnace (and AC).
Worth knowing: $200 instant from NW Natural through a preferred contractor, plus up to $1,600 from Energy Trust for qualifying households. Offer extended through August 31, 2026 — confirm before relying on it.
Source: NW Natural — rebates & offers
Smart thermostat (gas-heated homes)
Energy Trust of Oregon
Who qualifies: Homes primarily heated by a gas forced-air furnace, served by a participating gas utility.
Worth knowing: 2026 change: Energy Trust discontinued its smart-thermostat rebate for electrically heated homes — PGE's program (below) is the electric-heat path now. Qualifying model list applies.
Smart thermostat peak-time program (electric homes)
Portland General Electric
Who qualifies: PGE residential customers with a connected smart thermostat controlling electric heating or AC.
Worth knowing: PGE briefly adjusts your setpoint during peak events (you can opt out per event). Small money, but it's recurring and takes five minutes to enroll.
Source: PGE — ways to save at home
Federal tax credits & Oregon HOMES/HEAR — honest status
This is where most 2026 buyers get burned by out-of-date advice. Two big programs are gone, and one hasn't launched.
Federal 25C & 25D tax credits
IRS (federal)
Who qualifies: Only equipment placed in service on or before December 31, 2025.
Worth knowing: The July 2025 federal budget act terminated both credits — the 25C credit (up to $2,000 for heat pumps and heat pump water heaters) and the 25D clean-energy credit are not claimable for 2026 installations. If a bid dangles a federal tax credit on a 2026 install, ask hard questions.
Source: IRS — Energy Efficient Home Improvement Credit (25C)
Oregon HOMES & HEAR home energy rebates
Oregon Dept. of Energy (federal IRA funds)
Who qualifies: Will target income-qualified households (heat pumps, panels, water heaters) when launched.
Worth knowing: Oregon was awarded over $113 million, but as of July 2026 the launch is on hold awaiting U.S. DOE approval. No rebates can be claimed yet, and they are not expected to be retroactive — don't postpone a dead furnace for this.
Source: Oregon Home Energy Rebate Programs — official status
Income-qualified & no-cost paths
If the household qualifies, these programs change the math entirely — and we'll tell you when they apply before quoting full price.
Savings Within Reach
Energy Trust of Oregon
Who qualifies: Moderate-income households under Energy Trust's published income limits by household size; home served by a participating utility.
Worth knowing: The incentive is deducted from the invoice up front by an enrolled trade-ally contractor — no waiting on a rebate check. Income limits update annually; check the current table.
Weatherization & energy assistance
Community Action of Washington County / OHCS
Who qualifies: Income-qualified households (roughly at or below 60% of state median income); emergencies are prioritized.
Worth knowing: No-cost home energy audits, insulation, air sealing, and in some cases heating-system repair or replacement. Waitlists of several months are common — a no-heat emergency moves you up the triage list.
We handle the paperwork
The rebate shows up in the quote, not in the fine print.
Chasing rebates is a part-time job — trade-ally enrollment, AHRI certificates, 60-day application windows, income-tier checks, and program funds that run out mid-season. That's our job, not yours. Best Owner Direct is licensed (CCB# 199049), and our team who quotes your system is the one accountable for the incentive math in it.
We confirm your utilities
PGE, Pacific Power, a municipal utility, and NW Natural each unlock different programs — eligibility starts with the meter, and we check the actual address.
We check live funding
State program funds run out (HP3's owner-occupied round is waitlisted as of this writing). We verify what's claimable the week we quote — never last year's flyer.
Instant incentives come off the invoice
As an enrolled path for instant and income-qualified incentives, qualifying discounts are deducted up front — you never front the money and wait.
We file the rest
Standard applications go in with the AHRI certificate and invoice inside the 60-day window, and you get copies of everything.
Quick answers
Rebate questions we answer every week
Is the federal heat pump tax credit still available in 2026?
No. The federal 25C Energy Efficient Home Improvement Credit (up to $2,000 for heat pumps) and the 25D Residential Clean Energy Credit ended for equipment placed in service after December 31, 2025, under the July 2025 federal budget act. What remains for Washington County homeowners in 2026 is the utility and state layer: Energy Trust of Oregon incentives, PGE programs, and Oregon Department of Energy programs where funding allows.
What's the biggest heat pump rebate a Washington County homeowner can get right now?
For most PGE-served homes replacing electric heat: $1,000 from Energy Trust for a ducted heat pump — or $3,000 if the household qualifies for Savings Within Reach or the home is a rental. If Oregon's Heat Pump Purchase Program has funding in your category (rentals and new construction were still open at last check), up to $2,000 more can stack on top. Manufactured homes should ask about Energy Trust's Manufactured Home Heat Pump Promotion, worth up to $4,000 while it runs.
Do I have to use a specific contractor to get Energy Trust rebates?
For the instant and income-qualified (Savings Within Reach) incentives, yes — the contractor must be an enrolled Energy Trust trade ally, and the incentive is deducted from your invoice up front. For standard incentives, any CCB-licensed contractor's install can qualify, but the application, AHRI certificate, and invoice must be filed within 60 days. Either way, we handle the paperwork on jobs we install.
My electricity comes from Forest Grove Light & Power — do these rebates apply?
Partly. Energy Trust's electric incentives (heat pumps, heat pump water heaters) require PGE or Pacific Power service, so they don't apply inside Forest Grove Light & Power territory — but FGL&P runs its own residential rebate program for heat pumps and water heaters, and Best Owner Direct applies those rebates instantly on your invoice — no forms, no waiting on a check. Gas-side incentives still apply if your gas is NW Natural. We sort out which utility serves your address and which program pays before we quote.
Should I wait for Oregon's HOMES and HEAR rebates before replacing my system?
Not if your system is failing. As of July 2026 the programs are suspended awaiting federal approval, there's no launch date, and rebates aren't expected to apply retroactively to earlier installs. A dead furnace in January costs more in emergency premiums and cold nights than a hypothetical future rebate is worth. If your system is healthy and you're planning ahead, it's reasonable to watch the program — we track it so you don't have to.
Who files all this paperwork?
We do. On every qualifying install, Best Owner Direct confirms your utility eligibility, checks current program funding, applies instant incentives directly to the invoice, and files standard applications with the AHRI certificate and invoice inside the 60-day window. You see the incentive math in the quote itself — not as a vague promise.
Sources
Every program above was verified against these official pages on July 4, 2026. Amounts and funding change — the linked source is always the final word.
- Energy Trust of Oregon — 2026 Oregon Residential Incentive Information Sheet (PI 320I)
- Energy Trust of Oregon — heating incentives overview
- Energy Trust of Oregon — water heater incentives
- Energy Trust of Oregon — Savings Within Reach (income-qualified)
- Oregon Department of Energy — Heat Pump Purchase Program (HP3)
- Energy Trust of Oregon — Manufactured Home Heat Pump Promotion
- Oregon Home Energy Rebate Programs (HOMES/HEAR) — official status
- IRS — Energy Efficient Home Improvement Credit (25C)
- IRS — Residential Clean Energy Credit (25D)
- NW Natural — rebates & offers
- Forest Grove Light & Power — residential rebates
- Community Action Organization of Washington County
- Oregon Housing & Community Services — energy & weatherization
One call does it
Want the real number, with the rebates already in it?
One visit: a load calculation, an honest recommendation, and every incentive your address qualifies for — in writing. Across the Tualatin Valley & Portland metro.
Locally operated · Licensed CCB# 199049 · 1-Year Workmanship Warranty